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Mortgage for Over 60s in Middlesbrough

Being over the age of 60 doesn’t stop you getting a mortgage!

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Mortgage for Over 60s in Middlesbrough

Explore your options with various mortgages for over 60s.

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Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What are you looking to achieve?

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

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Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

How long have you been self employed?

What are you looking to achieve?

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

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Congratulations! You qualify for a specialist appointment.

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Congratulations! You qualify for an equity release appointment.

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Congratulations! You qualify for a bridging loan appointment.

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Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Thank you!

Your details have been received. We will be in touch soon.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

Can I get a mortgage if I'm over 60 in Middlesbrough?

Yes, you can secure a mortgage if you’re over 60 in Middlesbrough.

Many lenders now cater to the needs of older borrowers, offering flexible term lengths and solutions that take retirement income into account.

Whether you want to buy a new property, remortgage, or release equity, a mortgage advisor in Middlesbrough can guide you through the process.

With expert mortgage advice in Middlesbrough, achieving your property goals is well within reach.

Mortgage for Over 60s in Middlesbrough

Age 60+ Mortgage Options in Middlesbrough

For those over 60 in Middlesbrough, mortgage choices can include traditional repayment mortgages, interest-only options, and specialist products like retirement interest-only (RIO) mortgages.

Equity release products, such as lifetime mortgages, may also be suitable for homeowners who wish to access funds tied up in their property.

Each of these options is tailored to provide financial flexibility and security, allowing you to choose the solution that best matches your future plans.

A skilled mortgage broker in Middlesbrough will help you find a mortgage tailored to your needs.

 

Why do I need over 60 mortgage advice in Middlesbrough?

Seeking expert mortgage advice is vital for anyone over 60 exploring their property options.

Our mortgage advisors in Middlesbrough are skilled at navigating the unique requirements of later-life borrowers, explaining available products, and connecting you with lenders who offer flexible solutions.

From interest rates to repayment terms, we’ll ensure the process is tailored to your needs.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.

You should always think carefully before securing a loan against your property.

A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.

Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.

Mortgages For Over 60s FAQs

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Our Simple Mortgage Process

Free Initial Mortgage Appointment

Free Initial Mortgage Appointment

Step 1

The first step is a free initial appointment where we’ll focus on understanding your financial goals and answering any questions you have. This session provides clarity and sets the stage for a smooth journey. Our Scunthorpe team is here to guide you every step of the way.

Alternatives to Later Life Lending

Alternatives to Later Life Lending

Step 2

Before moving forward with later-life lending, we’ll explore other potential options. This could include adjusting current financial arrangements, accessing savings, or considering alternative solutions. Our aim is to ensure the best choice for your individual situation.

Discuss With Family / Trusted Parties

Discuss With Family / Trusted Parties

Step 3

Open conversations with family members or trusted advisors can provide valuable reassurance. Their input can help you feel confident in your decisions. We’re happy to include them in discussions or provide information to help them better understand your plans.

Tailored Lifetime Mortgage Recommendation

Tailored Lifetime Mortgage Recommendation

Step 4

After thoroughly reviewing your circumstances and exploring the alternatives, we’ll present a recommendation tailored to your needs. This advice ensures that the chosen solution supports your long-term goals and gives you peace of mind.

Reason to Choose us

Free Initial Mortgage Appointment

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We start with a free, no-obligation appointment, giving you the chance to discuss your needs with a dedicated mortgage advisor in Middlesbrough. During this session, we’ll learn more about your financial goals and provide clear advice on the options available to you. It’s a straightforward, pressure-free way to begin your journey with support from an expert.

Search 1000s of Deals

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With access to thousands of mortgage deals from a wide range of lenders, we work hard to find the right option for you. As an experienced mortgage broker in Middlesbrough, we compare the market to secure a competitive deal tailored to your circumstances. Whether you’re remortgaging, buying a new property, or exploring later-life lending, we handle the search so you can focus on your plans.

Our Service

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Our mortgage advice in Middlesbrough is built around your needs. From your first appointment to securing the perfect deal, we’ll guide you every step of the way. As a trusted mortgage broker in Middlesbrough, our priority is to simplify the process, saving you time and ensuring you feel supported throughout.

7 Days a Week

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We know life doesn’t always fit into the typical Monday-to-Friday schedule. That’s why our mortgage advisors in Middlesbrough are available seven days a week, offering flexibility to speak at a time that suits you. Whether it’s an evening call or a weekend appointment, our team is here to help when you need us most.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We Search 1000s of Mortgage Deals in Middlesbrough

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Age 60+ Mortgage Types in Middlesbrough

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Middlesbroughmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

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