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It’s not easy getting a mortgage when you are self employed – regardless of what industry you happen to be in and how much money you make on an annual basis. That’s because traditional high street lenders ie banks and building societies can sometimes make self-employed applicants jump through more hoops in terms of proving their income.
Today’s working patterns are very different. In fact, there were 4.8 million people ‘working for themselves’ in 2017, compared to 3.3 million in 2001. That’s a jump of 1.5 million people – a huge number of potential customers in any one’s book.
If you need to speak with a mortgage advisor in Middlesbrough about your self employed mortgage situation, book a free initial mortgage appointment and we can talk you through your options.
The fact that self-employed individuals have to provide more evidence of their income to prove they can afford mortgage repayments has resulted in many people contacting out specialist mortgage advisors in Middlesbrough for help and advice.
We are able to search thousands of mortgage deals. But better still we will sit down with you and listen to your circumstances. We’ll then match you with the most suitable lender we can find – one who fits your specific situation.
Here at Middlesbroughmoneyman, we provde knowledable mortgage advice in Middlesbrough , we have expert knowledge of self employed lending criteria. As a result, we aim to get it right first time and find you the most suitable product tailor-made for your circumstances
We tend to find, you need to have been self employed in Middlesbrough for at least two years, as most lenders will wish to see proof of that time frame.
In some cases, you may come across mortgage lenders who only need to see one year from you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
196 5 Star Reviews
Alex Campbell
Amazing help from these guys, we are first time buyers and Warren was our dedicated Morgate advisor and he made the whole process seem easy and straightforward, he went above and beyond to help me and my partner and explained it all in great detail, best of all he was very down to earth and gave it to us strait. Would 100% recommend
15 Jul 2026
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Discuss your current situation and your mortgage goals with a dedicated mortgage advisor in Middlesbrough.
During this appointment, your advisor will look at your tax year overview and tax calculations to work out your affordability.
Our team will search through 1000s of mortgage products to find the most suitable deal for your circumstances.
We will then find you a mortgage agreement in principle to help you in backing up any offers you would like to make.
Once your purchase offer has been accepted, your mortgage advisor in Middlesbrough will submit your full mortgage application and evidential documents to your lender.
Throughout your process, a dedicated case manager will keep you updated through until you receive your formal mortgage offer and your purchase is completed.
Our service doesn’t just stop here. We won’t just secure you the most suitable mortgage deal, we will also recommend relevant insurances to keep you protected.
We will also contact you towards your mortgage renewal date, to make sure that you are always on the most suitable deal.
Apart from consulting a self employed mortgage broker like ourselves, there are other ways you can ensure you stand a good chance of being successful in obtaining finance. One of the ways is to come directly to a broker for self employed mortgage advice in Middlesbrough.
We have in-depth knowledge of the different lender’s self-employed mortgage criteria, and aim to get you with the right lender first.
Although your options may be limited to certain lenders, the types of mortgages which are available are still quite wide and varied.
Even if your self employed and looking for a landlord buy to let mortgage we may be able to help with our mortgage advice in Middlesbrough team. Whatever your situation, we don’t just give up with our clients, we bet you’ll be glad you came to us.
As your Mortgage advisor in Middlesbrough, we are here to help you. Get in touch with us today and make a date for your free initial mortgage consultation.
Check out our feedback at Reviews.co.uk and see why so many people choose us when looking for a self employed mortgage.
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Middlesbroughmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Middlesbroughmoneyman 2009–2026
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Middlesbroughmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Middlesbroughmoneyman 2009–2026
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