First Time Buyer in Coulby

Are you a first time buyer in Middlesbrough & Coulby who wants to get on the property ladder and want to know your mortgage options? If so, by talking to one of our expert mortgage advisors in Coulby, not only will they guide you along the whole process, but they can keep you informed and free of industry jargon, sending you well on your way to receiving the keys to your dream home. Our mortgage advisor in Coulby can tell you the maximum amount you can borrow and look to obtain a mortgage agreement in principle. Usually, our team can get this turned around and back to you within 24 hours of your initial appointment. When you start making a property offer, it’s always a good idea to get a mortgage agreement in principle in advance.

Moving Home in Coulby

Moving home to Middlesbrough or Coulby can be cited as one of the most stressful experiences in life, but it shouldn’t be, especially when you consider your mortgage aspects. The good news is that homeowners looking to do so that having a mortgage broker in Coulby on hand will be very beneficial. We’ll aim to get your process sorted as swiftly and efficiently as we can. Let’s deal with the aspects of the mortgage to relieve the stress so you can focus more time on the move itself.

Remortgage Advice in Coulby

Before your fixed term mortgage ends, you may need to think about your options. Our mortgage advisors in Coulby will examine what remortgage options are available. They will look at your situation and recommend the next step you can take. In some cases, we find that customers like to remortgage to release equity for home improvements, while others are looking to use it to pay off their debts, and some do so to access better rates. Our team has a lot of experience in a variety of situations so they can provide you with expert remortgage advice in Middlesbrough & Coulby, so please contact us and we will see how we can help.

Buy to Let Mortgages in Coulby

Our team of mortgage advisors in Coulby has experience in buy to let mortgages in Middlesbrough &. We have helped many landlords obtain a buy to let mortgages in the past. Our mortgage advisors in Coulby can find you the most suitable mortgage for what you are looking to achieve with your investment purchases. Some returning landlords return to us for our services to add more to their property portfolio or to remortgage a property they already have. We can also help those who want to release their current property to raise money to buy a new home to live in; it’s called let to buy.

Help to Buy in Coulby

If you are a first time buyer in Coulby looking to buy a new building property, you may benefit from utilising one of the governments Help to Buy in Middlesbrough & Coulby, depending on if you are eligible for any of these schemes available.

Self Employed Mortgages in Coulby

It can be difficult for self employed applicants to secure a mortgage. Some challenges may include not meeting the lender’s standards or showing enough evidence to prove that you can keep monthly payments. Our mortgage advice team in Middlesbrough & Coulby have helped many self employed applicants. Anyone looking to obtain a self employed mortgage Middlesbrough & Coulby who owns more significant than 20-25% of their business will need to have been self employed for at least two years. Generally, mortgage lenders are going to need information from you based on that period.

Right to Buy in Coulby

Right to Buy in Middlesbrough & Coulby allows tenants to partially purchase their council property if they fit the criteria to be eligible for the scheme. Depending on how long you lived in the property and the value of the property, you will receive a discounted purchase price. Often because of this discount, you will not be required to deposit, although it is essential to save some money to cover the necessary costs. Make sure you’ve spoken to the council or the housing association that owns your property and see if you’re eligible for the plan. Once you know you qualify for the scheme, your local authority will offer you a price to buy the property then contact your mortgage broker in Coulby to check your eligibility and affordability for a mortgage.

Mortgage Broker in Coulby | Mortgage Advice in Coulby

All About our Trusted Mortgage Advice Service in Coulby

Welcome to our mortgage broker website. Our trusted team of mortgage advisors are here to help you every step of the way, through your home purchase or remortgage.

We pride ourselves on our mortgage advice service so please feel free to look at our genuine customer reviews page.

Speak to an Advisor

All of our Customers Recieve a Free Initial Mortgage Appointment!

Unlike a lot of larger mortgage advice companies, we are a smaller and experienced team of friendly mortgage brokers, we are here to answer all your enquiries.

We can search thousands of mortgage products to find you the most suitable deal based on your individual circumstances.

Whatever your personal mortgage situation, we’d love to try and help.

Our Reviews

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Mortgage Advice in Coulby

Our Customers Love Us

5.00 Rating13 Reviews

Thuthu

Thanks so much for your great job and excellent service thanks so much your team has been amazing 😻 Regards Thuthu and Christian

4 months ago

Thuthu

Thanks so much for your great advice and your excellent service 😃😃

4 months ago

Anonymous

I am very happy with Middlesbroughmoneyman helped me understand and explain everything with no problem at all

8 months ago

Mr Jamie

I would highly recommend this company. They’ve been a massive help. With the mortgage process talking through step-by-step and Couldn’t thank Malcolm, and Amy from the team Enough with the service that they provided is five star in my rating

1 year ago

Miss Laura

Malcolm has been amazing from start to finish! He has made this process so much easier and helped us every step of the way. His knowledge and patience is outstanding and I would highly recommend him and his team! Thank you again, we really can’t...

1 year ago

Claire

Moneyman has been a life changer for us. We would not be able to start on the property ladder if it weren't for Debbie and Matt. Matt has helped us through the stress of buying a house in this climate and they have both been nothing but supportive...

2 years ago

Jack

Excellent service! takes away a lot of the stress involved and if you're as clueless as I am these guys are a godsend.

3 years ago

Tania

Excellent service! Could not recommend Moneyman enough. Matt and Molly were always available to answer queries, constantly chased up on our progress and kept us informed of the process the whole way through. Thank you!

3 years ago

Olivia

I cannot thank Tom and his team enough. Tom, Stacey, Kerry, and Kayleigh were so helpful in providing a service that was above and beyond what we expected. They were always happy to answer any questions (even when I asked a million). Even before...

4 years ago

Edward

I’ve got to say I’m over the moon after contacting Middlesboroughmoneyman, they assigned me my own mortgage Advisor called Nathan and him and Laura from his team walked me through every step of the way. Here i am 39 years old and 40 in a couple...

5 years ago

Morgan

Kayleigh, Malcolm and the team made the whole process a very pleasant experience. I would highly recommend them to anyone looking for a mortgage broker who provided a great service with reassurance and advice along the way.

6 years ago

Michael

Responsive from the first point of contact (I received a call within minutes of making an online enquiry) I wouldn't hesitate to recommend these guys. You will deal with a few different people through the process but it works really well, they are...

6 years ago

Jonathan

fantastic service, would recommend to anyone looking for help with getting a mortgage. Both chris and mel have been excellent and have always been there at the end of the phone, text or email to answer our questions. thank you to both very much.

6 years ago

Our Simple Mortgage Process

Free Initial Mortgage Appointment

Give us a call or book online with one of our expert mortgage advisors in Coulby. You will be able to select a date and time for your appointment that is most convenient for you.

During your free initial appointment, your mortgage advisor in Coulby will gather some information from you regarding your mortgage situation, affordability and what you are looking to achieve. This will help us when trying to find the perfect deal for you!

We Can Search 1000s of Mortgage Deals

Following your chat with your mortgage advisor in Coulby, they will begin searching for the perfect mortgage product for you and the property that you are looking to buy.

We have a large number of lenders on panel and will be able to search through 1000s of mortgage deals in order to find one suitable for your personal and financial situation. We will also arrange an AIP for you to support any offers you make.

Submit Your Mortgage Application

Once we have found a competitive mortgage product that you are happy with and you want to proceed with us, we can begin to prepare your mortgage application in Coulby. Once done, we can send it off to the mortgage lender.

You will then be handed over to one of our case managers who will keep you updated on the progress of your mortgage application. If you have any questions, they will be more than happy to answer them!

Protecting You and Your Mortgage

Once you have received a formal offer on your mortgage application, it is time to move into your new home!

Our service does not stop there! We want to make sure that you and your family are protected so that if anything happens in the future, you are covered. Our mortgage advisors in Coulby will recommend insurances to take out alongside your new mortgage, these recommendations will be tailored to your personal situation. You are not obligated to take out insurance, although it is recommended.

Reasons to Choose us For Mortgage Advice in Coulby

Free Initial Mortgage Appointment

Mortgage advice is available morning, evening or at the weekend. We’re here at a time that suits you and your family.

1000s of Deals

We’re able to search 1000’s of mortgage deals in order to recommend the most suitable one for you!

Our Service

We’ll aim to make you feel relaxed and be open and honest – We’ll take away the stress.

Please read our genuine customer Reviews at reviews. Your service is really important to us!

7 days a Week

We’ll help and support you anytime you need us, 7 days a week! The mortgage process isn’t always easy, we’ll help you over any hurdles you face.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

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Mortgage Broker in Coulby