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How much deposit do I need for Help to Buy mortgage?

For a Help to Buy mortgage, you will need a deposit between 5%-20%. The percentage that you put down will be topped up by the government to make a total of a 25% deposit. Although, you have to remember that this is a loan and not free money. This loan will be interest-free for the first 5 years then start at 1.75% after the 5 years.

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