Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
A County Court Judgment, or CCJ, is a legal decision made against an individual who has failed to repay a debt.
It is recorded on your credit file and can make it more difficult to borrow money, including securing a mortgage.
Many lenders consider a CCJ a sign of financial difficulty, which can limit mortgage options.
However, specialist lenders may still consider your application.
As a mortgage broker in Middlesbrough, we work with lenders who assess applicants on a case-by-case basis. Our mortgage advisors in Middlesbrough can help you find lenders willing to consider your circumstances.
Yes, but lenders will look at several factors, including when the CCJ was issued, whether it has been paid, and how much was owed.
Some mortgage providers may require a larger deposit or offer higher interest rates to offset the risk.
Getting mortgage advice in Middlesbrough can be beneficial, as an expert can identify lenders who are more likely to accept applicants with CCJs.
Your mortgage options will depend on the size of your CCJ, whether it has been settled, and your overall financial profile.
Some lenders offer mortgages specifically for applicants with adverse credit, while others have stricter policies.
A mortgage advisor in Middlesbrough can assess your financial situation and help you find a lender that is more likely to approve your application.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
5.00 Rating13 Reviews
Thuthu
Thanks so much for your great job and excellent service thanks so much your team has been amazing 😻 Regards Thuthu and Christian
7 months ago
Thuthu
Thanks so much for your great advice and your excellent service 😃😃
7 months ago
Anonymous
I am very happy with Middlesbroughmoneyman helped me understand and explain everything with no problem at all
11 months ago
Mr Jamie
I would highly recommend this company. They’ve been a massive help. With the mortgage process talking through step-by-step and Couldn’t thank Malcolm, and Amy from the team Enough with the service that they provided is five star in my rating
1 year ago
Miss Laura
Malcolm has been amazing from start to finish! He has made this process so much easier and helped us every step of the way. His knowledge and patience is outstanding and I would highly recommend him and his team! Thank you again, we really can’t...
1 year ago
Claire
Moneyman has been a life changer for us. We would not be able to start on the property ladder if it weren't for Debbie and Matt. Matt has helped us through the stress of buying a house in this climate and they have both been nothing but supportive...
3 years ago
Jack
Excellent service! takes away a lot of the stress involved and if you're as clueless as I am these guys are a godsend.
3 years ago
Tania
Excellent service! Could not recommend Moneyman enough. Matt and Molly were always available to answer queries, constantly chased up on our progress and kept us informed of the process the whole way through. Thank you!
4 years ago
Olivia
I cannot thank Tom and his team enough. Tom, Stacey, Kerry, and Kayleigh were so helpful in providing a service that was above and beyond what we expected. They were always happy to answer any questions (even when I asked a million). Even before...
4 years ago
Edward
I’ve got to say I’m over the moon after contacting Middlesboroughmoneyman, they assigned me my own mortgage Advisor called Nathan and him and Laura from his team walked me through every step of the way. Here i am 39 years old and 40 in a couple...
6 years ago
Morgan
Kayleigh, Malcolm and the team made the whole process a very pleasant experience. I would highly recommend them to anyone looking for a mortgage broker who provided a great service with reassurance and advice along the way.
6 years ago
Michael
Responsive from the first point of contact (I received a call within minutes of making an online enquiry) I wouldn't hesitate to recommend these guys. You will deal with a few different people through the process but it works really well, they are...
6 years ago
Jonathan
fantastic service, would recommend to anyone looking for help with getting a mortgage. Both chris and mel have been excellent and have always been there at the end of the phone, text or email to answer our questions. thank you to both very much.
6 years ago
The first step is to speak with one of our mortgage advisors in Middlesbrough, who will review your financial circumstances and discuss your mortgage options.
We will assess your CCJ history and explore the lenders most likely to approve your application.
As a mortgage broker in Middlesbrough, we compare different lenders to identify those who are more likely to accept your application.
Each lender has their own CCJ criteria, and we focus on those most suited to your financial profile.
We help you gather all the necessary documents, such as proof of income, credit reports, and bank statements, to ensure your application is as strong as possible.
Having a complete and well-prepared application increases your chances of approval.
Once your mortgage has been approved, we will guide you through to completion, handling the final details to ensure a smooth and stress-free process.
We keep you informed at every stage, making sure you fully understand the next steps.
As a mortgage broker in Middlesbrough, we have extensive experience in securing mortgages for those with CCJs.
Some lenders automatically reject applicants with CCJs, but we work with lenders who take a more flexible approach, improving your chances of success.
Our mortgage advisors in Middlesbrough take the time to understand your situation and match you with lenders suited to your needs.
Whether your CCJ is recent or several years old, we can guide you through the most suitable options available.
We work with high street banks and specialist mortgage providers, increasing your chances of finding a suitable lender.
Some lenders only work with brokers, so using our services gives you access to exclusive mortgage deals.
We handle the entire process, from finding the right lender to preparing your application.
Submitting incorrect or incomplete paperwork can lead to delays or rejection.
We ensure your application is properly structured, reducing the risk of unnecessary setbacks.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Read our 13 Reviews
Middlesbroughmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Middlesbroughmoneyman 2009–2026
Contact
Follow Us
Middlesbroughmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Middlesbroughmoneyman 2009–2026
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
